Drain and mash 1 can of beans. Combine mashed beans, undrained beans, tomato sauce and next 5 ingredients in a large saucepan. Stir well.
Place over medium heat, and cook 10 minutes or until thoroughly heated. Ladle chili into bowls; top with sour cream and cheese.
Each serving is 1 1/2 cups chili, 1 tablespoon sour cream and 2 tablespoons cheese.
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